There are various types of homeowners' insurance policies, but the one most commonly sold is based on the HO-3 policy by the Insurance Services Office (ISO), which is the minimum coverage required by most mortgage lenders. This policy is discussed in more detail below to give you an idea ...
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Homeowners insurance will also replace your personal belongings in the event of disaster, theft, or vandalism.You will have a deductible along with your policy premium with your homeowners insurance policy. An insurance deductible is the amount you agree to pay out of pocket before your insurance ...
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