“You should investigate these loan options for your situation with your lender,” says Gundersen. FHA loans FHA loanscome with the backing of the Federal Housing Administration (FHA). Because the FHA insures the loan, lenders can usually offer lower mortgage rates and require only 3.5 percent ...
Our loans are streamlined and simple to get you home faster than ever. It's the loan of your dreams for the home of your dreams! Whether you are looking for a VA, FHA, Conventional or low down payment options Semper has what you need.
Worried about coming up with a ton of cash for a down payment? Qualified FHA loans typically only require a 3.5% down payment opposed to a 20% downpayment with a conventional loan! Yeah, but my credit score isn’t all that great… That’s ok! FHA home loans typically only require a ...
As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the… Simplify Home Loans January 29, 2025 Real Estate Tips The Importance of Building Equity in Your Home For many homeowners, building equity is one of the most rewarding aspects of owning a...
Most homebuyers don’t even know that there are different types of home loans. It’s no wonder the homebuying process seems so intimidating to new homebuyers. Thankfully, if you’re just starting the homebuying process, you don’t have to figure it out on your own. An experienced home ...
FHA loan is an excellent option. The guidelines and requirements for an FHA mortgage are much more lenient: low FICO score and small down payment are OK. Perfect for the First Time Home Buyers This is an ideal mortgage loan for first time home buyers. These loans are popular among first-...
Luckily, FHA home loans for nurses are a great home loan option. These less common, but still very obtainable mortgages, are available to those with lower credit scores. FHA home loans also only require up to 10% for the down payment. Learn more about FHA home loans and how they are a...
Thats OK too we offer this to our customers for FREE! Its included with every 1st mortgage loan we do and even many of our HELOC loans too. What does that mean? It means is that if the current market interest rate is lower than yours, even as little as 1/2%, you can refinance ...
Down payment assistance programs are available for FHA loans but not conventional loans. 100% of the down payment can be a gift when you apply for the FHA home loan, but only part of the down payment can be a gift with a conventional home loan. You will need to provide documentation of...
*** Unique loan programs are offered nationwide case by case! With a 400K loan amt and above average assets required! *** * Note: This unique loan program is not VOE. No banking relationship necessary for loans $3M and under in most cases. Min 30 day close. Stated Income Loan not in...