To get pre-approved for a home, you must document your income with the lender and be subject to a credit check. An experienced mortgage lender can review your credit and income documents, determine the best type of loan for your situation, and explain whichmortgage programswill approve you fo...
If you’re a single mom and looking to buy a home, here are some of the loan programs that might work best for you. Check your home buying eligibility. Start here (Feb 12th, 2025) Single parents have a harder time qualifying for some mortgage loans ...
If you’ve never owned a home before — or it’s been a while since you have — you might qualify for a first-time homebuyer loan or assistance. First-time buyer loans typically have more affordable rates and more flexible requirements, such as a lower down payment and credit score. Man...
If you’ve never owned a home before — or it’s been a while since you have — you might qualify for a first-time homebuyer loan or assistance. First-time buyer loans typically have more affordable rates and more flexible requirements, such as a lower down payment and credit score. Man...
Washington Home Equity Loans:Homeowners often find themselves in need of cash. To pay off other debt, make home improvements, or for other life events. A home equity loan enables borrowers to access the equity in their home while maintaining the existing mortgage rate on the first home loan....
Home shopping Finalize your loan and close the deal After the seller accepts your offer, you’ll want to schedule a home inspection, get the property appraised, and secure homeowners insurance so that everything is ready for closing day. Closing on a houseExplore...
The U.S. Department of Agriculture (USDA) operates two home loan programs to help low- and moderate-income families in rural areas become homeowners. Here are the types of USDA home loans for buying existing homes: USDA Guaranteed Loan Program: Mortgages issued through this program actually come...
We are a full-service mortgage and real estate company based in San Diego. CA. We are a boutique firm and work with many different types of loan programs; incuding, First Time Home Buyer Programs, FHA loans, VA Home Loans, Commercial Loans, FHA 203K loan
To qualify for any of RI Housing’s programs, you’ll need to: Be a first-time buyer Buy a one- to four-unit family home or condominium within the state Undergo a home buyer education class Use an approved lender or the RIHousing Loan Center ...
VA loans: For eligible active-duty service members, reservists, National Guard personnel, veterans and surviving spouses, the big benefit of a VA loan is that no down payment is required. Housing Finance Authority (HFA) loans: These state-based programs help first-time home buyers with down pa...