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Avoid overspending on Credit Cards or delaying loan repayments to prevent a negative impact on your credit score. Improve your credit before applying for a Home Loan. Don't commit to a Home Loan beyond your means to ensure manageable repayments. ...
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A home equity loan is a loan taken out against the equity in your home. Equity is the difference between the current market value of your home and the amount you still owe on your mortgage.
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Avoid overspending on Credit Cards or delaying loan repayments to prevent a negative impact on your credit score. Improve your credit before applying for a Home Loan. Don't commit to a Home Loan beyond your means to ensure manageable repayments. ...