QUALIFIED BUYERS GUARANTEE: Nothing inconveniences a seller more than being kicked out of their home during the showing process, or accepting an offer on their home only to discover, weeks later, that the buyer cannot secure their home loan. The resulting loss of time and the distress a seller...
What to do instead:“Before you fall in love with that gorgeous dream house you’ve been eyeing, be sure to get a fully underwritten preapproval,” says Alfredo Arteaga, a loan originator with CommLoan in Newport Beach, California. Being preapproved shows that you’re a serious buyer whose...
This is a win for the buyer. You not only get a home under market value but also instant equity once you close. 13. Do a final walkthrough and close Ahead of your closing date, request a final walkthrough of the property and make sure any requested repairs have been completed and the...
Here is my 30/30/3 home-buying rule to follow. The goal is to follow each part of the 30/30/3 home-buying rule to be a financially responsible home buyer. If you can’t, you must follow at least one. Home-Buying Rule #1: Spend no more than 30% of your gross income on a mon...
out exactly how much you can afford. If you have a pre-approval letter, and you find the perfect house, you don’t have to hesitate to make an offer on the spot. As your agent is working hard to help you buy the home, this part is solely up to you, the buyer, to complete. ...
Another reason to get a pre-approved is that it will make you a more attractive buyer to sellers. Most sellers prefer buyers who are already pre-approved because it shows them that you are serious about buying a home and have been approved by a lender. This gives the seller peace of min...
A price concession letter is almost like the opposite of areal estate love letter, which tries to convince the seller you are the ideal candidate. Once in contract, no seller wants to get a price concession letter. However, as a buyer who might be struggling with uncertainty, such a letter...
As a buyer, you have the right to cancel the contract based on the findings of the certified inspector, or negotiate to have certain repairs made. 12. What items are excluded from the home that I am buying? As a buyer, anything that you specifically want to be included in your home ...
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Make Sure The Buyer Doesn’t Have A House They Need to Sell! Your real estate agent should always do their due diligence and determine if the buyer needs tosell an existing home before buying yours. It is highly advisable to insist this language is in the buyer’s pre-approval letter. ...