Insurance policy names can vary from state to state, so if you are looking for an HO5, explain to the insurance agents or brokers that you want a policy that includes all risks, or open peril coverage, for personal property. HO5 Exclusions Before you become a complete convert to the HO5...
or revenue stamps (except a revenue stamp embossed or impressed on an instrument which has been executed), coupons, vouchers, tokens, lottery tickets, scratch cards or similar items which can be exchanged themselves or with any other item for money, goods or services, national...