A rate may look great for a 4 month period but if they take 10 days after they take your money before they credit you with interest, then your effective rate is reduced significantly. Step #3 Find out how long it takes to get your money once you request a check after the CD matures...
High-Rate Savings Click Here to Get Deal APY:3.10% Monthly Fee:$0 when you opt in to eStatements Minimum Deposit to Open:$5 Balance Requirement:$100 average daily balance to earn APY Credit unions are insured by the National Credit Union Administration. Similar to the FDIC, they protect you...
Normally, your CD's APY is locked in for the full term, though this varies depending on the type of CD. That can pose a risk because, if you lock in a low rate and interest rates later rise, you're stuck with what you've got. Some people get around this with a st...
Normally, your CD's APY is locked in for the full term, though this varies depending on the type of CD. That can pose a risk because, if you lock in a low rate and interest rates later rise, you're stuck with what you've got. Some people get around this with a s...