If you have money in a brokered CD as part of a retirement account like an IRA, you may be charged taxes and a separate 10% early withdrawal penalty for taking money out of the IRA CD before age 59.5 - unless you roll over the money into a new retirement account within the 60-day ...
under par. A security trading exactly at 100% of face value is trading at par value. A CD trading above the face or par value trades at a premium. Brokered CDs may trade at a discount or premium (and these are not recommended), but discounts or premiums on CDs are exceptionally rare....