While the banks and credit unions that market high-yield savings accounts offer interest rates many times higher than the national average APY, there's a reason the average is so low in the first place. Many national banks offer an APY of only 0.01% on their savings accounts. That's the...
High-Interest Savings Accounts from Discover Bank, Member FDIC offer high yield interest rates with no monthly balance requirements or monthly fees, all online.
Everyday cash provides immediate access to funds and may be used for day-to-day purchases or expenses, including paying bills. Available “cash” in your UBS Financial Services Inc. securities account(s) is automatically “swept” daily to bank deposit accounts held at UBS Bank USAor depending...
These are the best high-yield savings accounts from the top banks. Compare offers to find the highest savings rates from the best HYSA accounts.
First, as many savers have noticed, a group of what we call high-rate banks—PNC, Marcus by Goldman, Citi, Ally, and Capital One—offer from 4% to 4.5% on savings accounts, fairly close to market interest rates. In contrast, traditional, low-rate banks—JPMorgan Chase,...
A High Yield Savings Account is a savings account with a variable interest rate typically higher than retail brick-and-mortar banks.
See: Best High-Yield Savings Accounts in 2025 What Is a High-Yield Savings Account? A high-yield savings account is a type of savings account that pays a better-than-average interest rate, according to Frank Newman, director of portfolio construction and due diligence at Ally. "They are sim...
2The Annual Percentage Yield (APY) as advertised is accurate as of 1/31/2025. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. 3For purposes of transferring funds to or from an external bank, business days are...
We compared Apple Savings to other popular high-yield savings accounts and a normal account from Bank of America. The data shows Apple is competitive, for the most part, but the limitations we listed before should be considered. Table data reflects information gathered in December 2024. ...
High-yield savings accounts(HYSAs) aren't just a stable place to stash your cash: Thanks to their higher returns, your money will grow faster than in atraditional savings account. If you need tobuild your emergency fundor are working toward paying for a wedding, a dream vacation or a dow...