Membership with a $5 Share Account required. Savings & Checking Disclosure & Fee Schedule 1Dividends are calculated based on the average daily balance in the account. If requirements are met, a higher rate will be paid for the first $25,000 and a lower rate will be paid for any amounts...
Westerra Smart Money Checking is a reverse tier checking account. That means that you earn bigger returns on smaller balances, and smaller returns on bigger balances. Your first $2,000.00 will make you 6.00% APY, and then your next chunk of cash will make you 3.00% and so onwhen you mee...
Ahead,Selectreviewed the Alliant High Rate Checking account, taking into consideration APY, access to cash, perks and fees. (Read more about ourmethodologybelow.) Terms apply. APY Unlike many checking accounts, the Alliant Checking Account offers 0.25% APY. In order to earn interest you have to...
How to choose a high-interest checking account To choose a high-interest checking account, consider the APY offered and the requirements needed to earn that rate — things like a minimum deposit, minimum balance, direct deposit amounts, debit card transactions, etc. You'll also want to see ...
How does a high yield checking account work? You put money into it, preferably from a job depositing it directly. And that money earns money. In this case, 1.75% APY1 Do the rates change on a high interest checking account? Ours is a fixed rate so there’s no gotchas or bait-...
Connect Checking A high-interest checking account with a great rate, and even greater convenience. Learn More Our customer service difference. Experience our longstanding tradition of providing personal service. Learn More 100% Deposit Insurance We’re one of the only online banks offering Depositor...
Is there a required minimum balance you need to maintain in your high-interest savings account to earn interest or avoid fees? Is the APY tiered? In other words, does the account only hit the high interest rate with a high deposit balance? Fees. Does the bank charge monthly maintenance fee...
Have you heard the one about the checking account that pays more interest than the savings account? ING Direct pays up to 5.3% on its new Electric Orange checking account while its savings account pays only 4.5%. Sure, it's a great rate relative to many, but it's less than the market...
The checking account balanceearns interesteach statement period. The amount of interest you earn may depend on whether or not you complete the required activities for that period. Although the best rate may be very good, if you don’t meet the requirements, the alternative rate may be quite l...
Consumers Credit Union, Rewards Checking – 4.00% APY This is the best high-APY nationwide checking account that we've found. But earning the top rate requires opening and actively using a credit card from the credit union. Maximum balance for top APY:Up to 5.00% on up to $10,000. Bala...