"The deductible is so high that this plan won't cover anything." Are these the reactions you have when you look at your health insurance? Finding that delicate balance between the affordable premium and a deductible exposure that won't break the bank is an art form that few have mastered....
"The deductible is so high that this plan won't cover anything." Are these the reactions you have when you look at your health insurance? Finding that delicate balance between the affordable premium and a deductible exposure that won't break the bank is an art form that few have mastered....
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Even this simplified example isn’t really that simple. Similarly, most real-life situations aren’t clear-cut as to whether you should select a high-deductible or low-deductible plan. You’ll need to do the math for your own circumstances, taking into account your likely medical expenses for...
A low- or no-deductible health plan might be right for you if: You're pregnant, planning to become pregnant or have small children. You see a doctor frequently for a chronic condition. You take multiple prescription drugs or one drug that’s very expensive. You or your children play sport...
“If you’re managing risk the right way but have a no- or low-deductible policy, you’re at the mercy of the larger market. If you’re buying a large deductible policy or self-insured but cutting corners on risk management, you’re going to pay more over time.” And you don’t ...
deductible health plans are suited for those who are healthy. can afford to pay more out-of-pocket, or who only need preventive care. Although the low upfront cost of these plans may be attractive, it's important to weigh out any other factors, like your medical history and the overall ...