A Grand Idea for College; Savings and Prepaid Plans Let Grandparents Help With CostsCarolyn Hughes Crowley
B. “在中产阶级中非常普及”这一信息在文中未提及;原文第三段第三句中“their guaranteed payments for paymentsdepending on investment returns”既然取决于投资,那么肯定是具有不确定性的,因此与选项 C.“补偿减少的养老金”意义相反;而选项 D.“增加了家庭投资的不确定性”是原文的同义替换。故正确答案为D。
对应原文第3段的倒数第2句话“Both the absolute cost……have risen—andhealth-savings plans are……,with……a large new dose of investment risk for families’futurehealthcare”由这里可以看出health-savings带来的结果是“a large new dose of investment risk”,所以选项D是正确答案。根据第3段的“Both...
D 正确答案:D 解析:细节题。根据原文相关的一句话”Both the absolute cost of healthcare and the share of it borne by families have risen...and a large new dose of investment risk for families’ future healthcare”可以看出,改革给中产家庭的未来医疗保健带来大量的投资风险。反馈...
Have a Plan Mostly your clients need to have a plan for college savings that is integrated into their overall financial plan. This should incorporate the client saving for their retirement and other goals with college savings being a part of the picture. The client might considerlife insuranceto...
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COLLEGE TUITION COSTS MORE THAN STUDENTS BUDGET FOR IN MOST CASES: SURVEY 2. Get a summer job With classes in session, it may be difficult to also balance a job. On-campus jobs are always a good option for students to make a little extra money, but you'll probably be able to earn ...
Kids are expensive. A financial advisor can help you adjust your budget and walk you through thefinancial planning essentials for new families, like creating a family budget and planning for college. An advisor can also explain the process of setting up education savings plans, like a529 plan,...
Also advise your students to look into work-study options or part-time jobs to help pay for tuition and cost of living expenses. Just be sure they're familiar with their schools' policies since some colleges prohibit freshmen from working during their first year. Additionally, after...
Using your retirement funds to pay for your child or grandchild’s college tuition does come with a couple of drawbacks: It takes money out of your retirement fund—money that can’t be put back in (unless you are still working)—so you need to make sure you are well-fu...