Stephen Zaharuk of Moody's Investors Service states that the industry will face pressure for the year as membership declines. Zaharuk adds that profits will depend on the quick response of insurers to trends.Wo...
Third, the government can permit or even require insurers to spend a share of the excess profits on these urgent public health needs. Insurance companies are in the unique institutional and financial situation to fill essential gaps in the pandemic response. Doing so would further the stated missi...
Given that so much of the increase in worker compensation during the past 2 decades has been consumed by health insurance costs, it is important to ask whether the value of health insurance has increased during this period. Might the average worker benefit from an increasing share of their inco...
Last year, Michigan Blue Cross Blue Shield raised rates by 22 percent after asking to raise them by up to 56 percent. And in Maine, Anthem is asking to raise rates for some folks by about 23 percent. The bottom line is that the status quo(现状) is good for the insurance industry and...
An estimated 15.3 million people have enrolled in a plan through the Health Insurance Marketplace since November 1, 2023, according to the Centers for Disease Control and Prevention. This is a 33 percent increase in enrollments compared to this time last year. By the time Open Enrollment ends ...
As the pandemic continues, health insurance companies are removing barriers to test and treat the coronavirus without cost-sharing and co-payments. How these stipulations will economically affect the second half of the year for insurers is a wild card....
The WTO chief said she noticed that the tasks on improving people's well-being in the report by Party chief Hu Jintao at the 17th National Congress of the Communist Party of China included a basic medical insurance system for urban dwellers and a cooperative medical care system in rural areas...
Medicare Advantage, a privately run health insurance plan contracted by the federal Medicare program, has long been a driver of growth and profits for the insurance industry. But Wall Street has become more concerned about the runaway costs associated with those plans, which cover more than half...
almost all of the insured—the return is hugely negative because most of the insured never collect benefits, and the insurance company has to cover all costs and earn profits on its business. Its operating costs and profits are more or less equal to the net losses suffered by its policy ...
The providers of medical services—the hospitals and clinics—are the cornerstone of healthcare in the U.S. U.S. laws mandate that all facilities with an emergency room treat anyone that walks through the doors, regardless of whether that person has health insurance or money to pay for the ...