Do I need health insurance between jobs? Having health coverage when you’re in between jobs can help protect you should you need care. If you need medical care, a health insurance plan can provide coverage for eligible services. That means once you meet your deductible, you and your plan ...
Jim Miller
Before delving into how health insurance works when switching jobs, it’s important to have a solid understanding of health insurance itself. Health insurance is a contract between an individual and an insurance company or provider that helps cover the costs of medical expenses. Health insurance pla...
in between jobs or in need of short-term coverage, we have a health plan that's right for you. Health plan options include: - Affordable monthly premium - Discounts on medical care - Your choice of doctors Enter your ZIP Code: Individual and family health insurance plansare offered in so...
When I was first laid off in 2000, I continued my employer’s healthcare insurance coverage using COBRA for about a year, which was super expensive! Between 2001 and 2007 I didn’t have healthcare insurance at times, but for a few years during that period, I purchased a catastrophic heal...
Known for being an expensive, short-term solution, COBRA was once the only option available to cover the health insurancegap between jobs. Finding a comparable individual or family policy on the open market used to be impossible or out of reach for most people. That changed with the passing ...
For health, dental, and vision coverage, workers who don’t work 30 hours per week must turn to state or federal insurance exchanges. Fortunately, some companies still offer health benefits and other perks, such as dental coverage and401(k) plans, to employees who work part-time jobs (less...
This paper examines the impact of labor market incentives on the probability that low-skilled workers will receive offers of employment-based health insurance. We demonstrate that firms are more likely to offer employment-based health insurance in entry-level jobs when the skills for which they are...
Health insurance is a contract between a company and a consumer. The company agrees to pay all or some of the insured person's healthcare costs in return for payment of a monthly premium.1 The contract is usually a one-year agreement, during which you are responsible for paying specific ex...
Coverage through spouse/domestic partner: If your spouse or domestic partner receives health insurance through an employer, you may be able to join that policy. Alternatives for individual coverage: If you are in between jobs or insurance plans, you may be able to purchaseshort-term health insura...