early retireeshealth insurancehealth reformnear-elderlyrecessionThis paper examines recent trends in health insurance cost and coverage for the near-elderly population (aged 55 to 64), with particular attention directed toward the implications of the 2007 recession. We examine coverage by demographic and...
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Meanwhile, retirees who (either due to eligibility or cost) decide that either COBRA coverage or a conversion policy isn't the right choice for them, may choose to simply purchase health insurance using their state-approved exchange created under the Affordable Care Act. However, while retirees c...
Given the prohibitive cost of private health insurance, these would-be retirees continue to work, sometimes in soul-crushing jobs. They fail to realize that ACA can fill the gap until Medicare kicks in. Meanwhile, the clock keeps ticking. To make matters worse, there is an astonishing lack o...
Retiree Health Insurance: Erosion in Employer-Based Health Benefits for Early Retirees While no longer common in the private sector, most public sector employers offer retiree health insurance (RHI) as a retirement benefit to their employees... USGA Office 被引量: 21发表: 1997年 How companies fu...
“Using HSA money to pay for medical expenses and long-term care insurance in retirement is a great benefit for investors given the tax exemption on any withdrawals made to fund either," Hebner said. "In other words, it’s the most cost-effective way to fund those expenses because they ...
Pre- and early retirees: Make the most of your time to prepare As retirement nears, you will have several big decisions to make, including when to stop working, when to take Social Security, how to pay for health care, and how to generate cash flow from your retirement assets. These dec...
offer early retirees an option to keep their previous health insurance. This retiree coverage option typically allows you to keep the same coverage you previously had while working for your employer. It will either last for a pre-set period or until you meet the period for Medicare eligibility....
The cost of health care is the No. 1 financial concern in retirement, according to a March survey by eHealth.com, an online private health insurance marketplace, and Retirable, a financial advisory firm. Two of three survey respondents (63%) cite health care costs as their top concern, fo...
Employer-sponsored health insurance for early retirees: impacts on retirement, health, and health care RHI offer has little, if any, effect on health, there is strong evidence that RHI provides significant protection from high out-of-pocket medical costs... E Strumpf - 《International Journal of...