HHS clarifies health insurance exchanges are not federal health care programsMichele A. Masucci
Instead, 26statesare letting thefederal governmenttake the lead in setting uphealth insuranceexchanges, where many Americans can shop for coverage beginning with open enrollment this October. Most of the states handing off exchange duties to the federal government are led by Republican governors, inclu...
Financial Performance of Health Insurers: State-Run Versus Federal-Run Exchanges.doi:10.1177/1077558717697013ACAfederal insurance exchangefinancial performanceindividual marketmedical loss ratiostate insurance exchangesMany insurers incurred financial losses in individual markets for health insurance during 2014, ...
Either the federal government or state governments manage the public medical insurance marketplace, while private companies run private exchanges. While government exchanges are usually limited to qualified health plans (i.e. ACA-compliant plans), private exchanges have more flexibility to...
Here’s a chart, based on the federal government’s data, showing the share of health expenditures that are paid directly by consumers. In the chart, I show the year that Obamacare was enacted. Notice that the legislation didn’t have an effect on the trendline, either the year it was ...
Health insurance premiums have risen dramatically over the past decade in response to the rising cost of health care services. The Affordable Care Act (aka Obamacare) helped to make health insurance accessible and affordable to more Americans by creating health insurance marketplaces or “exchanges...
How to find health and dental insurance for single moms, infants, children, minors and teens. Medicaid and CHIPS requirements and limits.
Reinsurance proposed here assumes Federal government funding. Medicaid costs do involve state government, but their role regarding Exchanges is little changed. Small Employer Stakeholders Reinsurance should be a major boon to small employers. Both before ACA and with ACA, small employer health insurance...
TheAmerican Rescue Plan Acteliminated an income cap that restricted who qualified for ACA tax credits to help offset the cost of monthly insurance premiums, opening the door to people with incomes above 400% of thefederal poverty level, who were previously ineligible for the tax credits. It also...
Medicare is a federal health insurance program that is meant for retirees—people 65 and older—and individuals with certain disabilities. The program is operated by the Centers for Medicare & Medicaid Services. The program comes with set costs, which means that coverage is streamlined for individua...