Elliott discusses the cost implications of guarantees on income protection (IP), formerly known as Permanent Health Insurance (PHI) businesses. The care is required in determining appropriate premium loadings and reserving requirements for long-term guarantees. Expected future trends must be considered, ...
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Since medical insurance plans are important in providing financial security, they are quite popular. Almost all general insurance companies in India offer a wide variety of health insurance plans for individuals. Among the hundreds of plans available, it becomes very difficult for individuals to unders...
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