Another important factor when choosing between HDHP vs. PPO is the flexibility in choosing a health insurer. As we have already discussed, the HDHP plan offers a broader array of medical providers, and you can easily choose from a long list of doctors and primary care physicians for your be...
Here is the HDHP vs. PPO costs breakdown… Premium Costs: Premium costs are deducted automatically from your paycheck, and you cannot use an HSA to pay for them. HDHPs are generally cheaper than PPO or HMO plans, so most employer’s will charge you less for opting for them. That is ...
and in a few years I would have enough to cover an annual out of pocket maximum. Plus my premiums are lower with the HDHP vs. a PPO. So it makes a lot of sense for me.
The IRS (in coordination with the Department of Health and Human Services) quietlyprovided guidancethatHSA-eligible high deductible health plans (HDHPs) consider a number of popular medical services, medications, and devices, such as insulin, inhalers, and statins as “preventative care“. For pl...
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