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Loan Term Adjustment Rs.200 plus GST Prepayment Floating Rate: Nil for individuals Conversion Charges Switch to Lower Rate 0.50% of the outstanding principal or the residual amount capped at Rs.50000 plus GST. Switch to Variable from Fixed .50% of the outstanding principal or the residual amoun...
Where can I go for prepayment of my loan? Can it be done online, or will I have to visit the nearest HDFC Bank branch or my existing HDFC Ltd. Branch? Are there any prepayment charges? Due to this merger, will my EMI change for my ongoing loan?
Pre Mature Closure / Part Payment Charges A. Adjustable Rate Loans (ARHL) and Combination Rate Home Loan (“CRHL”) during the period of applicability of the Variable Rate of interest For loans sanctioned to individual borrowers with or without co-applicants, no prepayment charges shall be pa...
Loan TenureUp to 30 Years or upto the age of 70 years, whichever is earlier Margin15% to 25% of the loan amount Pre-closure ChargesNil prepayment charges under floating rate option Partial prepayment chargesNil Partial prepayment charges under floating rate option ...
Note:GST and other Government taxes, levies, etc. applicable as per prevailing rate will be charged. Loan approval and Rate of Interest at the sole discretion of HDFC Bank Ltd. What are the fees and charges levied for HDFC Gold Loan?
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Pre-closure Charges - Pre-closure of the loan will currently attract a charge of 3% of the balance principal outstanding + GST @ 18% (subject to change as per Govt. instruction) Cooling off/look-up period is 3 days, during which borrower shall not be charged any penalty on prepaymen...