Lois J. Uttley
5. Lower insurance rates Some insurers use your credit score to predict risk and determine your eligibility as a policyholder, so a good credit score may help you secure a lower premium (the amount you pay on a regular basis). 6. Easier approval for rental properties ...
This could be an annual fee (but no rewards to offset it), higher-than-average APR or even a secured credit card like the Discover it® Secured Credit Card, which requires a $200 security deposit. Improve your credit score for the future It is possible to improve a poor credit score....
What About Credit Cards? Some people depend on theircredit cardsas an emergency fund. This is not the best solution butdepending on the circumstancesit isn’t the worst either. If you have fluctuating income asfreelancersorreal estate agentsdo, you might not have all of the money to cover ...
Having a checking account does not directly help to build credit. Credit is typically built through the responsible use of credit cards, loans, and other forms of credit that are reported to credit bureaus. However, having a checking account can indirectly support your credit-building efforts by...
what’s insurance, how does it work? and may you get health insurance? What Is Health Insurance? Basically, insurance may be a way of paying for your medical bills and health care costs. most people can’t obtain all their health care out-of-pocket, and just put it on a debit or ...
What if I have cancer and an autoimmune disease? If you have an autoimmune disease and then develop cancer, your treatment options don’t really change. If treatment of the cancer is recommended, treat the cancer. Researchers continue to investigate whether immunotherapies are safe for people with...
Check out Zander'sSummary of Benefits,Reimbursement BenefitsandTerms and Conditionsfor the full story of what they can do for you. ID Theft Protection is not an insurance product. It is an administrative service that provides identity recovery, reimbursement, monitoring and alert services. ...
Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are...
Keep your credit utilization low: Aim to keep your credit utilization ratio— the amount you owe divided by your credit limit—below 30%. Keeping your balances low shows lenders that you are utilizing credit responsibly. Upgrade to an unsecured card: Over time, with responsible credit card us...