primarily due to improvement in underlying loss and loss adjustment expense ratio driven by the impact of double-digit earned pricing increases as well as lower physical damage claim frequency, partially offset by higher
higher claim costs to handle elevated claim levels resulting from the pandemic and a decrease in the allowance for credit losses on premiums receivable in the 2021 period, partially offset by incremental savings from the Hartford Next program and a reduction in AARP direct marketing...
the polling place checks against their files. Opponents of strict voter ID laws point out there is very little fraud of this type, no evidence of election “rigging,” and claim instead thatvoter ID laws are discriminatory practicesthat keep people—predominantly people of color—from castin...
Keep in mind, as well, that having insurance coverage such as general liability coverage, can protect your business in case a vendor relationship goes very badly and causes a legal claim against your business. Know when to let go At the end of the day, it’s important to recognize that n...