first day of the month in which you are both age 65 or older and enrolled in Medicare Part B. During this period, you have guaranteed issue rights, meaning insurance companies cannot deny you a Medicare Supplement (Medigap) policy or charge you higher premiums based on pre-existing ...
One great option is to buy a Medicare supplement insurance policy –also called a Medigap policy –from a private insurance company. In exchange for an affordable and predictable monthly premium, Medicare supplement insurance helps plug the gaps in Medicare coverage and protects you from incurring...
hospitals or healthcare facilities. If your current plan no longer includes your preferred providers in-network or if it restricts access to certain healthcare providers, it may be necessary to explore other plans that offer a broader network and greater flexibility in choosing your healthcare provi...
If you’re above the age of 65, you qualify forMedicare. We go into more detail into Medicare below, but the gist of it is that it’s a federal program designed to help you cover health care costs into old age. You can also purchase supplemental insurance, calledMedigap, that can hel...