The law prohibits an agent from selling a Medigap Plan to you if you have a Medicare Advantage Plan. If you’re able to switch from Medicare Advantage to a Supplement Plan, you must disenroll from your Medicare
first day of the month in which you are both age 65 or older and enrolled in Medicare Part B. During this period, you have guaranteed issue rights, meaning insurance companies cannot deny you a Medicare Supplement (Medigap) policy or charge you higher premiums based on pre-existing ...
Dental health maintenance organization plans (DHMOs)operate similarly. The plan provider contracts with a network of dentists. You’re generally restricted to obtaining care from these dentists, unless your policy includes a point-of-service provision that allows you to opt out of network coverage. ...
hospitals or healthcare facilities. If your current plan no longer includes your preferred providers in-network or if it restricts access to certain healthcare providers, it may be necessary to explore other plans that offer a broader network and greater flexibility in choosing your healthcare provi...