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Income and Employment Verification: Most lenders, including payday lenders, will want to verify your income and employment. This is crucial for them to ensure you can repay the loan on your next payday. Credit Checks: While payday loans are often associated with no credit check or bad credit,...
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It is a hassle-free procedure when you deal with lenders directly. You only need to present your loan application andno credit checkwhen dealing with a tribal installment loan lender. Such lenders use other factors for eligibility criteria, such as your monthly income, employment status, and cre...
Another type of guaranteed loan is a federal student loan, which is guaranteed by an agency of the federal government. Federal student loans are the easiest student loans to qualify for—there is no credit check, for example—and they have the best terms and lowest interest rates because the ...