... When one has a guaranteed issue right, theinsurance company must sell the applicant a Medigap policy, must cover all pre-existing conditions, and cannot charge a higher premium because of past or present health problems. What is a guaranteed issue state? Guaranteed issue refers tohealth i...
there's a six-month window during which any Medigap plan sold in that area is guaranteed issue. But after that window closes, Medigap plans in most states can usemedical underwriting(i.e., look at the person's medical history)
guaranteed issue right) Medigap protection (1) A term referring to a person’s right to buy a Medigap policy in certain situations after an open enrollment period ends.(2) The right a person has in certain situations when insurers are required by law to sell or offer a Medigap policy, ...