Most federal student loans qualify for a graduated repayment plan. Consolidated and non-consolidated student loan graduate repayment plans are different. If you take out federal student loans, you’re automatically enrolled in the standard repayment plan, which gives you consistent payments over 10...
» MORE: What is the standard repayment plan on student loans? How to switch to extended graduated student loan repayment Contact your federal student loan servicer to switch to the extended or extended graduated repayment plan. You can change repayment plans at any time. When you do, ...