Federal direct unsubsidized loans are low-interest, fixed loans that don't have any credit requirements and come with federal benefits like income-driven repayment (IDR) plans and loan forgiveness programs. Borrowers can only borrow up to $20,500 per year, however. ...
If you need loans topay for graduate school, the best option will likely be federal student loans. These offer protections that private graduate school loans lack, including income-driven repayment plans and loan forgiveness programs. Those benefits can come in handy depending on how much you owe...
Once you've found a lender offering an affordable interest rate, a payoff timeline that makes sense, and monthly payments in your budget, apply for your loan. You'll be notified quickly if you're approved and can then complete the process of getting a new loan to repay existing debt. Rem...
Programs such as Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment (IDR) plans can lead to forgiveness of the remaining loan balance after making a required number of qualifying payments. PSLF is available to those who work in qualifying public service jobs, while IDR plans ...
It's wise to explore student loan options before borrowing to pay for graduate or professional school.
and school-based financial aid continues to help students offset the overall cost of education. For example, there is no sign that schools are charging more but offering less funding. In addition, loan forgiveness programs at the federal and state level can help subsidize the cost of adva...
Student loan refinancing Though you can refinance both private and federal student loans, this option is best suited for the latter. When you refinance federal student loans, they turn into private loans, so you lose access to IDR plans, administrative forbearance andfederal forgiveness programs. ...
federal government can support higher education, the role of Jason Delisle, director of the institute's Federal Education Budget Project, and the role of loan-forgiveness programs, such as Public Service Loan Forgiveness.PATELVIMALEBSCO_AspChronicle of Higher Education...
Forgiveness (PSLF)? Under PSLF, you may be eligible to have some portion of your loans forgiven if you work in public service. Learn about our loan forgiveness programs at StudentAid.gov/publicservice. Additional Resources for Postgraduate Study ■ Find a graduate school at www.nces.ed.gov...
根据文中The second is the public service loan forgiveness(贷款减免)plan, in which the federal government will forgive the remaining debt of borrowers who make 10-year loan payment while working full time in public-service jobs.可知。4.B 主旨大意题。根据文中第三段的前两句话可知。