Grad PLUS loans have fixed interest rates based on their first disbursement. For private loans, the rates may be fixed or variable. Rates can vary by lender and your creditworthiness. Having a good credit score or having a co-signer with a good credit score may decrease your loan’s interes...
Graduate and professional students who have declared bankruptcy can still get a PLUS loan if they have a cosigner with good credit history. Students who don't have someone to cosign can try to appeal their loan decision, but the process can be frustrating and unfruitful. "...