For a Grad PLUS loan, no co-signer is required if you have a good enough credit score, but a credit co-signer can be used if you have adverse credit. For private loans, a co-signer is usually not required, but having a co-signer can sometimes decrease your loan's interest rate. ...
Graduate and professional students who have declared bankruptcy can still get a PLUS loan if they have a cosigner with good credit history. Students who don't have someone to cosign can try to appeal their loan decision, but the process can be frustrating and unfruitful. "...
the first year is classes in Pittsburgh and the second year is classes in DC plus a 32 hour/week “apprenticeship.” This appealed to me because: 1) I was feeling less thrilled about leaving DC than I originally thought, 2) 90