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In its circular on “Safe and Efficient Transfers on UPI”, the body suggested using an alphanumeric ID for the intermediary’s username followed by an abbreviation representing their segment, like “abc.bkr”, for brokerage business. The UPI handle would also contain a unique, “easily relatabl...
In June 2022, the Reserve Bank of India (RBI) proposed credit cards (starting with Rupay credit cards) linkage to UPI for merchant payments. By2023, public sector banks like Punjab National Bank (PNB), Indian Bank, and Union Bank of India and private sector banks like HDFC started supportin...
“Industrial landowners are also eligible to enjoy discounts of between 50% and 75% according to the criteria set by the state government. “The granting of this discount or premium reduction is subject to some conditions which will be detailed in the circular by the Penang D...
He stated that debt restructuring is in progress to shift circular debt costs from electricity bills to national debt, which would help reduce electricity prices for consumers. He mentioned that the Power Division will spend less than the allocated amount in the 2024-25 budget due to better ...
1. User anonymity:While not completely anonymous, CBDC can offer greater privacy than UPI. Unlike UPI, which requires a linked bank account, e₹ operates like loose cash but in digital form. 2. Offline money transfers:CBDC enables offline money transfers in areas with poor or no network con...