Pulse Lab Jakarta’s study (2018) takes a design-thinking approach and interviews micro enterprises who are either agents or users of fintech, and finds that while high-level policymaking can boost financial inclusion, design principles that address the mental barriers and enabling factors for fint...
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Lending platforms obtained the borrowers’ contacts and outsourced debt collection to local agents who harassed the borrowers, their families, and friends with heavy-handed measures (Iman2018; Yuniarni2019; Potkin et al.2018). At times, platforms added all the debtor’s contacts in a WhatsApp g...
Cambridge University Press, Cambridge (UK) Google Scholar CBRC (China Banking Regulatory Commission), 2016a. 关于印发《P2P网络借贷专整治工作实施方案》的通知 [Notice on Issuing the Implementation Plan for the Special Campaign on Online P2P Lending Risks]. http://www.cbrc.gov.cn/chinese/home/doc...