Questions to ask Realtor candidatesinclude how long they’ve been an agent, whether they work full- or part-time and how many clients they currently have. It’s also a good idea to ask the typical price range and neighborhoods of homes they help their buyers find. If you’re a first-ti...
Mortgage Good Times Are over, Lender WarnsHumansPseudomonas aeruginosaAnti-Bacterial AgentsDrug Resistance, Multiple, BacterialProfessional PracticeConn Med. 2004 Jan;68(1):11-5. ReviewPeter RodgersClifford GermanConnecticut Medicine
For example, if you have questions or are unsure about a particular document, a representative should be able to explain anything unclear. We found that lenders that go the extra mile retain the most customers. As a result, good customer service is a win-win for both parties. Avoid Hard ...
A good credit score can help you receive better-than-averageAPRsfrom lenders and increased approval odds for credit. With good credit, you have better chances at qualifying for a mortgage, lease or car loan. Many of the best credit cards require good orexcellent credit. If you want to benef...
As a homeowner, you will need to be able to meet the basic reverse mortgage requirements for the loan to be viable. If you cannot keep up on property taxes and homeowners insurance, it represents a risk to the lender, and they could say you defaulted on the terms and demand repayment of...
"As always, the opportunity to buy or remortgage will be subject to individual timing, but for those looking for a new mortgage deal, you can work up to six months ahead of your renewal, so if you fit those criteria then reach out to your broker to secure a deal." ...
score to decide whether to extend a loan to you and determine what terms are appropriate. Having a good credit score can end up saving you hundreds or even thousands of dollars since it also determines the interest rate you'll get on a mortgage or the APR you'll have on a newcredit ...
Generally, personal loan companies prefer a DTI lower than 36%, which means that monthly debt obligations as a percentage of your income should not exceed that amount. Lenders also look for consistent payment history and income, says Sarah Pierce, formerly of mortgage lender Better.com. "To...
A mortgage rate lock is an agreement with a lender to lock in a specified rate for a predetermined amount of time. The longer a rate is locked in, the more likely you are to pay a fee for the lock, but specific policies vary by lender. ...
A score of 850 is the highest FICO score you could get.4 Each lender also has its own strategy, so while one lender may approve your mortgage, another may not—even when both use the same credit score. While there are no industry-wide standards for credit scores, the following scale ...