The best credit cards for good credit offer high rewards rates and big welcome bonuses to those who qualify. Read on to check out our picks.
To improve your CUR, work on paying down your existing balances before doing anything else. If you already have a good credit score but are still struggling to pay off credit card debt, consider getting a balance transfer credit card. Balance transfer cards offer temporary interest-free periods...
– Harlan Vaugn, Bankrate credit cards senior editorLearn more: Why I love the Capital One Venture Alternatives: Despite the Capital One VentureOne Rewards Credit Card’s lower flat rewards rate, it may be easier to maintain, and you can still use its transfer partners to supplement your ...
Some people get balance transfer credit cards with good intentions but find themselves racking up new balances on their cards, even as they work to pay off their old debt. If you can’t commit to paying off your credit card debt without taking on new debt, a balance transfer credit card ...
Balance transfer cards:Those with good credit may qualify for a 0% APRbalance transfer credit cardpromotion to consolidate debt interest-free for 12-18 months while aggressively repaying balances. Personal loans or home equity borrowing:Qualified borrowers could explore personal loans orhome equity lo...
Balance transfers are a money-management strategy that can lead to big savings. Learn about the benefits and negatives of a balance transfer with our guide.
Hotel Credit Cards Low Interest Credit Cards Military Credit Cards Restaurant Retail Store Secured Credit Cards Travel Cards With No Annual Fee Unsecured 0% Introductory APR Credit Cards Airline Balance Transfer Credit Cards Business Cash Back Credit Cards Rewards Credit Cards Student Credit Cards Top ...
Personally, I only go for it if the card offers 0% on balance transfers for at least 9 months. More on why later. 2) Applying:When you apply for the card, you can very often state how much you’d like to transfer. This is the same as asking you what you’d like your credit li...
2. Promotional balance transfer offers can be risky. "The challenge with debt consolidation is that you may feel like you are making progress, but all you have done is move your debt," Zigmont says. That’s why credit cards with 0% introductory APRs on balance transfers can be a trap if...
Like all secured credit cards, the Capital One Platinum Secured Credit Card requires a refundable security deposit. With most secured cards, your credit limit is equal to your deposit, but the Capital One Platinum Secured Credit Card allows for a lower deposit for those who qualify. Your deposit...