like credit card borrowings or personal loans, are often used for short term for household requirements. By pledging the gold ornaments, coins, biscuits, bars etc. the lender provides you with the liquidity at a predetermined rate of interest. As...
If that is the last time you ever play those albums, they might not be in the right boxes when you go to sell them in the future. This can leave you heartbroken if your vinyl is worth lots of money but it's in the wrong cover....