Sisk, Michael
Some types of no-collateral small-business financing may be more difficult to qualify for than others. With an SBA 7(a) loan, for instance, you must meet the SBA’s definition of an eligible small business and have the minimum credit score and revenues SBA lenders look for. ...
A small error in your credit report can have a significant impact on your credit score. For example, if your report says that you missed a payment months after you’ve paid your bill, your payment history could take a big blow. A negative payment history may badly damage your score. The...
“Conditions” refer to factors outside your control that may affect your ability to repay a loan or credit card. Those circumstances can include aspects of your professional life (like the years you’ve been at your job or your industry’s performance according to the Small Business Administrat...
Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.
Discusses the amount of credit cards which are distributed to small businesses in the United States. Details on a survey conducted by Payment Systems Incorporated on small businesses; Comments from Maria Erickson vice president of Payment System Incorporated; Information on the Payment System survey; ...
Applying for many cards at once is a red flag to issuers and can have a bigger impact on your credit score. How to pre-qualify for a credit card Using a pre-screened offer You may receive targeted offers in the mail or via email saying you've been "pre-screened" or "pre-selecte...
Next, look for any errors or inaccuracies. Even a small error could cost you points from yourcredit score. If you spot an error, you have the right to initiate a dispute with the credit bureau that’s reporting the information. Equifax, Experian, and TransUnion allow you to initiate dispute...
a sociologist who has been studying the business and culture of strip clubs for two decades. “But are they going to generate regular revenue for the dancers and the clubs? I’m skeptical on that… To all of a sudden jump in and do some of these fancy things, it seems almost contrived...
Checking your Social Security benefit statement annually is a smart financial move. It allows you to verify the accuracy of your recorded earnings, ensuring that your contributions to the Social Security system are reflected correctly. Reviewing your statement also provides a clear snap...