Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.
Bankruptcy Credit score/credit rating Credit history Did You Know? Credit card companies don’t approve every application, and your ability to get a card can depend on your credit score, income, and other factors. You’ll also need to meet the minimum requirements for the card. Learn Mo...
While the requirements for approval vary by credit card company, you must be 18 years old to apply for your own credit card in the United States. And if you're under 21, you'll usually need to show the credit card issuer that you have your own source of income. In addition to some...
Or they’ll use the excuse of upfront administration fees, credit check costs, processing costs or anything else. Once you pay the fee, the lender either disappears or stalls the process and you get nowhere. But in reality, there’s never a reason to pay a lender or broker before you ...
Get aDebt Management Plan. A debt management company can arrange this, usually for a fee, and they will consolidate your debts, negotiate with your creditors and distribute your payments for you. Declarebankruptcy. Get anAdministration Order. You can apply for a court order that covers your deb...
If you are financially over your head, consider the following options: making a realistic budget, debt negotiation, credit and debt counseling from a well known reputable source, consolidating your debt, or even filing for bankruptcy. The option that will work best for your situation will depend...
get larger through opportunistic acquisitions amid the credit crisis, Citi's potential downsizing will not make it a "second-tier player" in terms of retail and commercial banking, says Cassandra Toroian, the president and chief investment officer of Bell Rock Capital. "Citi is a great brand ...
In the event of a merger, acquisition, bankruptcy or other sale of all or a portion of our assets, any user information owned or controlled by us may be one of the assets transferred to third parties. We reserve the right, as part of this type of transaction, to transfer or assign you...
While you can use acredit cardto cover expenses when you’re short on cash before your next paycheck, you should exercise this option with caution. Relying too heavily on a credit card can put you in a situation far worse than where you started. ...
Each type of loan has different requirements regarding credit scores, income, assets, and debt. Of these options, an FHA loan may be best suited for someone coming out of bankruptcy or foreclosure. It’s possible to get an FHA loan with a down payment as low as 3.5% and a credit score...