GET PRE-APPROVED Mortgage pre-approval FAQs A pre-approval basically says that a lender (like us) will loan you a certain amount of money at a certain rate so that you can afford to buy a home. There’s no fee, no commitment and you can apply online!
Mortgage, clear and simple. We offer competitive rates, custom loan terms, and experienced home loan specialists to answer your questions. Apply online today!
No, a credit check is a mandatory part of the mortgage preapproval process to assess creditworthiness. What’s the difference between preapproval and approval? Preapproval is an initial evaluation of your financial health, indicating how much you might borrow, while final approval comes after the...
How to get pre-approved for a mortgage in 5 steps Getting preapproved for a mortgage loan isn’t difficult if you do a little preparation beforehand. Follow these steps to ready yourself for the preapproval process: Know your credit score ...
After you find the right home and make an accepted offer, it’s time to officiallyapply for a mortgage. Even with preapproval, the process of getting approved for a mortgage might take several weeks, as the lender reviews your finances and the home as well, conducting an appraisal to deter...
While a mortgage pre-approval is a great thing to have in-hand when shopping for a home, it’s not the final step. You’ll still need a mortgage loan approval in order to actually buy. Getting approved for a mortgage is a bit more involved. ...
When considering a mortgage pre-approval, knowing your finances and selecting a lender that meets your needs is key to securing a home loan.
These five tips can help you get approved for a mortgage more easily and keep your home buying costs down: Check your credit report:Review your credit history for errors and raise your score before applying if possible Comparison shop for your loan:Get multiple rate quotes to find the lowest...
Compare home mortgage loans and rates using our home loan comparison tool. Now is a great time to get a home loan let us help you get pre-approved!
As you search for a home, getting pre-approved for a mortgage can be an important step. Consulting with a lender and obtaining a pre-approval letter allows you to discuss loan options and budgeting with the lender; this step can clarify your total house-hunting budget and the monthly ...