Commercial insurance companies also sell excess liability coverage, which can be purchased in order to cover claims that exceed the limit of the CGL policy.3Some commercial general liability policies may have exclusions that restrict what actions are covered. For example, a policy may not cover the...
PremisesandOperationsLiabilityCoverage–Exclusions(2) Damagetoproperty Namedinsured’sownproperty Premisessold,givenawayorabandoned Loanedproperty Propertyincare,custodyorcontrol Propertybeingworkedon Faultywork Pollution Liquorliability Expectedorintendedinjury ...
After examining the exclusions, you might find gaps for which you have to purchase additional coverage. Here are some of the most common general liability exclusions: Liability claims that are covered under other types of insurance policies, including workers’ compensation, professional liability, ...
Some states do not allow the exclusion of liability for certain damages, so some or all of the foregoing exclusions or limitations may not apply to you.Back to top Jurisdiction / EnforceabilityUse of The General® website and app shall be governed by, and its language must be construed ...
Products and completed operations coverage offers protection against liability for bodily injury or property damage that may result from the use of the business's products or from work the business has completed. It is a critical coverage area for manufacturers, retailers, and contractors, addressing...
As with all insurance, general liability insurance coverage holds its own set of exclusions. Designed to remove coverage for exposures that are not common to most businesses, that underwriters are not willing to cover on a blanket basis, or that are considered uninsurable. Many of the exclusions...
6.3 Some states do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you. IN SUCH STATES, THE LIABILITY OF THE COMPANY PARTIES SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY ...
Please refer to the relevant policy documentation for full details of the coverage provided. We have completed the following Target Market Statements. Combined Liability for Oil and Gas contractors — Liability RYA Yacht Club Combined Courier Motor — Fleet Courier Motor — Single Vehicle Courier ...
negligence. There is a lot to know. That is what your Castle Rock Agent is here for. By covering the cost of defending or settling these claims and the award that may be handed down to the claimant. So, a Contractors General Liability Insurance policy can help you keep your business in...
16. EXCLUSIONS AND LIMITATIONS 16.1 Some jurisdictions do not allow the limitation of certain warranties or the limitation or exclusion of liability for indirect, consequential, incidental, special, punitive, or exemplary damages. Accordingly, some or all of the above exclusions or limitations may not...