Gap insurance, also called supplemental health coverage, is additional group health insurance paired with an HDHP. The gap plan helps cover employees’ out-of-pocket costs, including deductibles and copays. A gap insurance plan is part of a company’s employee benefits package. You can structure...
TheCenters for Medicare and Medicaid Services (CMS)work with private health insurance companies to provide Medicare Advantage plans. These insurance providers have contracts with Medicare so that they can provide all the benefits of Medicare Part A and Part B, as well as the additional benefits Med...
Focuses on long-term care insurance gap on health and disability coverage of workers in the United States. Information on the health insurance of employees in the country; Comments from Lex Frieden, senior vice president at the Institute for Rehabilitation and Research; Details on long-term care ...
I exploit the age-based eligibility structure of Medicare and the age gap between spouses to examine the impact of Medicare eligibility of an older spouse on the insurance coverage of younger, Medicare-ineligible spouses. Using a regression discontinuity framework, I find that Medicare eligibility of...
cross-sectional analysis of statewide primary data from families in Oregon's food stamp population with children presumed eligible for publicly funded health insurance. The key independent variable was length of a child's insurance coverage gap; outcome variables were 6 measures of health care access...
However, employees' insurance rates are not gender-rated in the employer-sponsored health insurance (ESI) market. Thus, women may experience lower wages in equilibrium from employers who offer health insurance to their employees. We show that female employees suffer a larger wage gap relative to ...
In recent decades, health insurance coverage for this age group has been declining, as fewer are covered by employer plans, and securing private individual insurance can be both difficult and costly (Smolka et al., 2012). Similar to other older minority status adults, those who are foreign-...
Four Insurance Policies You Can' t Do WithoutA single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you bu
Tips for Getting the Best Gap Insurance Deal Conclusion Introduction When purchasing a new or used car, one of the important considerations is deciding whether or not to opt for gap insurance. Gap insurance, also known as guaranteed asset protection insurance, is a type of coverage that protects...
Medigap, also called Medicare Supplement Insurance, is private health insurance coverage designed to pay for costs not covered by Original Medicare.