Although rising interest rates have provided some sales tailwinds in recent years, insurers will need to act boldly to remain ahead of the curve in the face of disruptions. Trends shaping US life insurance distribution Life insurance, the traditional way that individuals have prot...
A mortgage payment is usually the biggest monthly expense for most people. Since an adjustable-rate mortgage (ARM) will always start off with a lower rate than a fixed rate mortgage, it is useful to understand the pros and cons of an ARM. Depending on the trends of future interest rates,...
It is due to technological trends and rapid advancements in control, miniaturization, and computerization, which culminate in secure, lightweight, robust, more-accessible and cost-efficient UAVs. UAVs support implicit particularities including access to disaster-stricken zones, swift mobility, airborne ...
Emerging markets fared pretty well in 2024 but there were divergent trends within regions and between markets. Changing expectations for U.S. interest rates and a fluctuation in the U.S. dollar were big influencers as was the ongoing strength in the artificial intelligence (AI) space. ...
and morphology controlling methodologies are thoroughly outlined and critically discussed. Green chemical engineering with cost-effectiveness and precise carbonization tuning microstructure are future research trends of lignin-derived carbon materials. Future research directions that could be employed to advance ...
The yield is calculated from the nominal interest rate, the price of the bond, and the remaining term on which the interest income is distributed. Example: Suppose you buy bonds for 1,000 euros with a nominal interest rate of three percent. The bond has a term of five years and you pay...
the intricate regulatory network of immune cells, to clarify the future trends of ICB development. As of September 2022, nine drugs targeting four immune checkpoints, cytotoxic T-lymphocyte associated protein-4 (CTLA-4), programmed cell death-1 (PD-1), programmed death ligand-1(PD-L1) and ...
The future of cars is here, bringing automotive industry trends of electrification, autonomous vehicles, AI, IoT, machine learning, and sustainability.
Last week marked the beginning of the end of one of the most rapid interest rate hiking cycles in U.S. history.
Both slow moving trends (e.g., demographics, ideologies, accumulation of GHG) and sudden shocks (e.g. elections, economic crises, pandemics, extreme events) can start to weaken or disturb the existing social-ecological system and create windows-of-opportunity for niche innovations—new practices,...