Most folks, once they claim benefits, stick with their decision. Talking to folks who argue vociferously that everybody should claim benefits early? More likely than not, you’ll discover that’s what they did. It might have been the right choice for them. It almost certainly isn’t the ...
I've offloaded a lot of the value those folders provide to other tools and techniques that will be discussed later. If you have well defined areas in your life and prefer to keep non-project related resources in a centralized place, ...