There’s other negative activity – identity theft or otherwise – on your credit report that’s unrelated to the full balance just paid. If your credit score goes down after paying a balance in full, and you haven’t closed that account, make sure to review a detailed copy of your credi...
in consumer spending, have exhausted consumers' COVID-19-related savings, leading to more late payments. In addition, in the subprime segment, 12 million additional consumers who didn't have a credit card obtained access to one during the two years ended June 2023, a...