Findings - Loans with different characteristics (loan amount, loan term, lender type, region originated) and assistance programs (Beginning Farmer, Interest Assistance) have differing guarantee outcomes. Contemporaneous variables, in particular delinquency status, have a significant impact on guarantee ...
Corporate directors, prospective directors, credit managers, chief financial officers, accountants, commercial lenders, stock market analysts, individual investors, business planners, loan packagers, and business school students may find HAv2.3 and Pv2.3 beneficial in their work or educational pursuits. His...
Time variables measured in relation to initial loan maturity are created to determine the effect of elapsed time on loan default and subsequent loan losses. The estimated results indicate that borrowers who originate special program loans--limited resource, beginning farmer, and socially disadvantaged ...