Some lenders consider only use this ratio when approving mortgages, while others use it in conjunction with the front-end ratio. Back-End vs. Front-End Ratio Like the back-end ratio, the front-end ratio is another debt-to-income comparison used by mortgage underwriters, the only difference...
The front-end debt-to-income (DTI) ratio compares yourtotal housing or mortgage expensesto your monthly gross income. The formula for calculating the front-end debt-to-income ratio is:1 Front-End DTI=(Housing ExpensesGross Monthly Income)∗100\text{Front-End DTI}=\left(\frac{\text{Housing...
Physical Quantity Length Stress Unit weight Gravity acceleration Shear modulus ratio Shear strain Damping ratio Symbol l σγ g G/Gmax γλ Formula Cl Cσ = Cl Cγ Cg CG/Gmax = 1 Cγ = 1 Cλ = 1 Similarity Constant 70 70 1 1 1 1 1 Table 4. Similarity constants of bridge pile ...