If I think about my TAN generator, it’s horrible. (A participant from group 2) While most participants had no previous experience with hardware token, they were perceived as secure. However, participants expressed concerns about this method as the token needs to be carried in person and ...
3. Our kids are not our retirement fund – part of “Pagtanaw ng utang na loob” Culture. We need to break this dependency. Let us not be a burden to our kids in the future. 4. We live longer – imagine retiring at the age of 65 with NO INCOME, then living until the age of...
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