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The only thing I can advise is that you seek the help of a professional credit repair specialist. I could say try using a default of 20%, but that isn't always true. See references [1] and [2] below. Other Notes about using the Credit Repair Edition: (1) In the summary table, ...
Free guide: Correct erroneous, misleading, or outdated information on your credit report (free credit repair information). Remove negative and derogatory items. Increase your credit score and lower your interest rate. Sample letters to send to credit bur