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The “housing theory of everything” is a concept equating the housing shortage in the United States to a broad range of societal problems like substance abuse, unemployment, domestic violence and disease. The idea is that when people live in safe, affordable housing they are more secure, less...
One appraiser asked whether FHA or Fannie/Freddie may allow mortgage brokers back into the process once they are licensed and regulated by states in accordance with the SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act of 2008). A HUD staffer told WRE that there is no provision...