For those who are federal student loan borrowers, here's how you can apply for debt relief. Who can apply for Biden's student loan forgiveness plan? Before you even worry about applying for student loan forgiveness under the Biden administration's new plan, you'll need to make sure you ac...
For example, it is illegal to useprotected classeslike gender, race, national origin, religion, age, marital status, or Consumer Credit Protection Act status to determine whether someone is eligible for a loan. This includes asking whether someone has completed a federal student loan forgiveness ap...
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If you complete your annual recertification but fail to do so by the deadline, your consequences could be more than a larger payment. If you’re taken off the IDR plan and returned to the Standard Repayment Plan, your eligibility for student loan forgiveness also goes away. Even more concern...
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Received a 1099-C form? Find out when canceled debt is considered taxable income, the exceptions that apply, and how to accurately report it to the IRS. Learn the implications of debt forgiveness on your overall tax situation.
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This form reports when a lender discharges (canceled or forgiven) debt and the canceled debts of $600 or more. The issuer also reports the amount of debt forgiveness on the form to the IRS. The party that cancels your debt files a 1099-C form with the IRS. They’ll send you a copy...
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