Car insurance requirements in Florida Florida's minimum car insurance requirements mean drivers must have at least $10,000 in property damage liability, which can pay for damage to another person's vehicle or property. Florida is a no-fault state, so bodily injury liability insurance is not req...
Personal injury protection insurance, or PIP, is required to legally drive in Florida and helps pay for your injuries after a car accident.
If you own a vehicle that's registered to be operated in Florida, you must carry your own personal auto policy that meets the state's insurance requirements. Since it is a no-fault state, you must carry coverage to pay for your own medical expenses and the cost of repair when you damag...
The first thing any driver in the Sunshine State needs to know is this — Florida is a no-fault state.Though it may appear otherwise, the term “no-fault” doesn’t eliminate fault in an accident. Rather,No-fault insurance means that following a car accident, your insurance will pay for...
If you didn't grow up in a no-fault insurance state, moving to a state with no-fault insurance laws can be confusing. Many people wrongly assume that in a no-fault insurance state, that you can't sue another driver for damages and that your insurance has to cover everything. However,...
As Florida is a no-fault state, this includes: $10,000 personal injury protection (PIP) $10,000 property damage liability per accident While bodily injury liability is not a state requirement in Florida, insurance experts recommend that drivers carry higher levels of liability for better ...
Good and Bad Points of No Fault Car Insurance in the State of FloridaAndres A. Golden
However, if the accident results in serious injuries or damages that exceed the PIP coverage limit, the injured party may still be able to pursue a claim against the at-fault driver's insurance company. It's important to note that while Florida is a No Fault state, drivers are still ...
Florida No-Fault Insurance: Ten Years of Judicial Interpretation The Florida Automobile Reparations Reform Act has been inplace for ten years.1 Although the statement of purpose in the Act itselfis terse,2 the Florida Supreme Court, reviewing the constitutionality ofthe Act, gave an enumeration of...
Additionally, State Farm was the cheapest in most of the Florida driver categories we analyzed, including drivers with speeding tickets, accidents, and DUIs. In our national rating of the best car insurance companies, State Farm ranks No. 4 with a score of 4 out of 5. We looked at several...