this no-fault rule affects how car accident claims are handled, specifically limiting who can sue and how damages are compensated. Understanding these insurance requirements and the implications of the no-fault law can make a significant difference if you’re ever involved in a car accident in So...
How much coverage are required by law to carry in Florida? If you own a vehicle that's registered to be operated in Florida, you must carry your own personal auto policy that meets the state's insurance requirements. Since it is a no-fault state, you must carry coverage to pay for you...
The first thing any driver in the Sunshine State needs to know is this — Florida is a no-fault state.Though it may appear otherwise, the term “no-fault” doesn’t eliminate fault in an accident. Rather,No-fault insurance means that following a car accident, your insurance will pay for...
Florida requires PIP because it is a no-fault state, meaning drivers involved in an accident must file a claim with their insurance company even if they’re not at fault. Property damage liability coverage helps pay to repair or replace other people’s property you damaged in an accident, ...
It's important to note that while Florida is a No Fault state, drivers are still required to carry liability insurance to cover damages they may cause to other people or property in an accident. Should I Get An MRI After A Car Accident?
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Personal Injury Protection (PIP) coverage is a mandatory insurance requirement under Florida’s no-fault law. It provides coverage for medical expenses and certain non-medical expenses that occur as a result of a car accident, regardless of who is at fault. ...
How Do Florida’s No-Fault Car Accident Laws Affect Personal Injury Claims? When you’ve been in a car accident, the law requires you to file a claim against your own insurance, regardless of who was at fault. If your injuries are not severe, you cannot file a claim against the at-fa...
Florida is also one of 12no-fault statesin the country, which adds a layer of complexity to how insurance claims process after an accident. Regardless of who causes the accident, yourPIP coveragewill initially pay for your injuries and those of your passenger. PIP also pays for other costs ...